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What is 3D Secure?

Developed by Visa and Mastercard, 3D Secure is a protocol guaranteeing the security of internet payments by ensuring that the payment card is used by its owner.

The means to check this varies across banks:

  • Personal code / electronic enclosure card
    • CIC
    • Mutual credit
    • BNP Paribas
    • Agricultural credit
    • BRED / Banque Populaire
    • Cooperative credit
  • SMS code
    • Axa Bank
    • BRED / Banque Populaire
    • CIC
    • Mutual credit
    • Savings Bank
    • HSBC
    • BNP Paribas
    • Societe Generale
    • Boursorama
    • Agricultural credit
    • Credit du Nord
    • BRED / Banque Populaire
    • Postal bank
    • ING Direct
  • Code-mail
    • CIC
    • Mutual credit
    • Intelligence name by postal code / date of birth
    • Groupama Banque