What is 3D Secure?

Developed by Visa and Mastercard, 3D Secure is a protocol guaranteeing the security of internet payments by ensuring that the payment card is used by its owner.

The means to check this varies across banks:

• Personal code / electronic enclosure card
  • CIC
  • Mutual credit
  • BNP Paribas
  • Agricultural credit
  • BRED / Banque Populaire
  • Cooperative credit
• SMS code
  • Axa Bank
  • BRED / Banque Populaire
  • CIC
  • Mutual credit
  • Savings Bank
  • HSBC
  • BNP Paribas
  • Societe Generale
  • Boursorama
  • Agricultural credit
  • Credit du Nord
  • BRED / Banque Populaire
  • Postal bank
  • ING Direct
• Code-mail
  • CIC
  • Mutual credit
  • Intelligence name by postal code / date of birth
  • Groupama Banque